Terms & Conditions

By accessing or using Balance Desk, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use the service.

Balance Desk is a personal expense tracking tool. You agree to use the service only for lawful purposes and in accordance with these terms. You are responsible for maintaining the confidentiality of your account credentials.

You must register for an account to use most features of Balance Desk. You agree to provide accurate and complete information when creating your account and to update it as necessary. You are solely responsible for all activity that occurs under your account.

Your use of Balance Desk is also governed by our Privacy Policy. By using the service, you consent to the collection and use of your information as described therein.

All content, trademarks, and other intellectual property on Balance Desk are owned by or licensed to us. You may not reproduce, distribute, or create derivative works without our express written permission.

Balance Desk is provided "as is" without warranties of any kind. We are not liable for any indirect, incidental, or consequential damages arising from your use of the service, including loss of data or financial decisions made based on information within the app.

We reserve the right to suspend or terminate your account at any time if you violate these terms or engage in conduct that we determine, at our sole discretion, to be harmful to the service or other users.

We may update these Terms and Conditions from time to time. We will notify you of significant changes by posting a notice on the site. Continued use of the service after changes constitutes acceptance of the new terms.

These terms are governed by and construed in accordance with applicable law. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the competent courts.