You know the feeling: the month ends, your money is gone, and you're left wondering where it all went. Banking apps list transactions, but they rarely reveal the patterns behind your spending. Balance Desk is built to answer the question that matters most where does my money actually go? without turning budgeting into a second job.
That means keeping the core loop deliberately small. Log an expense in seconds with a category, a note, and a receipt photo if you have one, then let the dashboard do the thinking. Spending is rarely solo, so bills can be shared. Add the people you split with, and Balance Desk keeps a running total of who owes whom, and clears it the moment you settle up.
Dex is always there, right inside your dashboard. Ask it anything about your spending, or tell it what you bought and it logs the expense, edits it, or digs out the one you're thinking of. It's an optional subscription that can be cancelled whenever you like.
Balance Desk is built and maintained by Chaitya Dobariya. It's a small product with a simple promise: your data stays yours, and the tracker stays free.